ICICI Bank Canada
The official Canadian branch of ICICI Bank: instant online Student GIC issuance for SDS visas, and pre-arrival Hello Canada accounts.
Banking partnersOpen a bank account, get free mobile plans.
Choose from top Canadian banks offering pre-arrival GICs, newcomer accounts and mobile connectivity bundles. Open yours through Unlimit Mobile and get up to CAD 120 in Unlimit Coins.
Up to CAD 120 in Unlimit Coins
Coins pay up to 50% of your bill- ICICI Bank Canada & BMO
Coins aren't cash: they pay for Unlimit Mobile plans.
- ICICI Student GIC: CAD 120
- BMO Student GIC: CAD 120
- BMO NewStart: CAD 100
- ICICI Hello Canada: CAD 60
- Zolve USA card: USD 25
Pick your program
Two premier partners, four programs and a US credit card. Each one pays you back in Unlimit Coins.
BMO
One of Canada's largest banks, with newcomer banking packages, SDS student GICs and credit cards that don't need a credit history.
USA card
Zolve Credit Card USA
Apply for a Zolve USA credit card through Unlimit Mobile: register your interest and get USD 25 worth of Unlimit Coins after verification.
No SSN required for eligible newcomers- USD 25 in Unlimit Coins
Which one fits you?
It depends on why you're moving to Canada.
Students
Coming to study?
On an SDS or study permit? A Student GIC is your proof of funds, and your coins.
PRs & workers
Moving for work or PR?
BMO NewStart is for PRs, workers and newcomers who aren't on a student visa. Hello Canada welcomes PRs, workers and students.
From sign-up to free plans
How every partner program works.
- 1
Pick your program
A Student GIC, a newcomer account or a US credit card: choose the one that fits your move.
- 2
Register via Unlimit Mobile
Fill in the program's form with the email you use for Unlimit Mobile, so your referral is tracked.
- 3
Open and fund your account
Apply through the Unlimit Mobile referral link and complete the bank's steps.
- 4
Claim your coins
Submit your account details and deposit receipt. Coins land in your Unlimit Mobile wallet after verification.
Coins pay up to 50% of your bill.
Register with one of our banking partners and get Unlimit Mobile coins in your account. Coins can pay up to 50% of your monthly plan.
- Credited to your Unlimit Mobile wallet after verification
- Pay the rest of your bill by cash or card
- Not cash: coins only pay for Unlimit Mobile plans
Example: a CAD 40 monthly bill
Use your Unlimit coins to cut the bill, and pay the rest by cash or card.
- Monthly bill
- CAD 40
- Coins balance
- CAD 30
- Pay using coins
- CAD 20
- Pay by cash/card
- CAD 20
- Remaining coins
- CAD 10
Questions about
partner rewards?
Unlimit Coins worth free mobile plans, credited after verification.
ICICI Student GIC: CAD 120. BMO Student GIC: CAD 120. BMO NewStart: CAD 100. ICICI Hello Canada: CAD 60 (fund at least CAD 100). Zolve USA credit card: USD 25.
Coins are credited to your Unlimit Mobile wallet and can pay up to 50% of your monthly mobile plan; you pay the rest by cash or card. They're not cash and can only be used towards Unlimit Mobile plans.
Students on an SDS or study permit: the ICICI Student GIC or the BMO Student GIC. PRs and workers: BMO NewStart, which is for newcomers who aren't on a student visa. ICICI Hello Canada is open to PR holders, work permit holders and international students.
ICICI Student GIC: customers in India, China, the Philippines, Vietnam, Morocco, Senegal and Nepal.
ICICI Hello Canada: customers in India, the UAE, the USA, the UK, the Philippines, Vietnam, Germany, Bahrain, China, Hong Kong, Singapore, South Africa and Nepal.
BMO Student GIC and BMO NewStart: the bonus is for residents of India and the Philippines.
Register on the program's page with your Unlimit Mobile email and open your account through the Unlimit Mobile referral. Then submit your account number, deposit receipt and Unlimit Mobile email. Coins are credited after verification (within 15 working days for BMO).
ICICI Student GIC: ICICI Canada supports digital refunds through the SPP portal once you submit the visa rejection notice.
BMO Student GIC: refunds take 2–4 weeks. Send the refund form, IRCC rejection letter, passport copy and GIC Certificate to refunds.newstart@bmo.com through the BMO Secure Message Centre.
No SSN is required for eligible newcomers. Apply through Unlimit Mobile and get USD 25 worth of Unlimit Coins after verification.
Open an account. Get free mobile plans.
Pick a partner program, register through Unlimit Mobile and get up to CAD 120 in Unlimit Coins towards your plan.
- Up to CAD 120 in coins
- Coins pay up to 50% of your bill
- Pre-arrival banking
